The Process
How to Apply
Applying is quick and easy. Here's exactly what to expect at each step, from application to funds in your account.
Complete the Online Application
Fill in the online application form with your loan, personal, financial and banking details. It only takes a few minutes, and you can save your progress and come back if you need to.
Upload Your Documents
Upload a copy of your South African ID, your latest payslip, a recent 3-month bank statement, and proof of residence.
- · Copy of your South African ID
- · Latest payslip
- · Recent 3-month bank statement
- · Proof of residence
Our Team Reviews Your Application
We assess your application against our affordability and credit criteria. Applications submitted with all required documents early in the day may qualify for same-day feedback. You'll be notified of the outcome via WhatsApp or email.
Receive Your Funds
If approved, you'll receive a DebiCheck mandate to confirm your repayment debit order with your bank. Once completed, your funds are processed as an immediate payment into your nominated bank account.
Repayment - your loan amount, 40% interest, and a R50 administration fee - is collected in full on your next payday.
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