Legal
Terms of Service
Last updated: 25 August 2026
Acceptance of Terms
By accessing or using any website or service operated by KGCOLE HOLDINGS or its divisions, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you should not use our services.
Use of Services
Our services are made available for lawful, personal use in accordance with any product-specific terms provided by the relevant division. You agree not to misuse our services, attempt to gain unauthorised access to our systems, or provide false information when applying for or using our products.
Limitation of Liability
To the fullest extent permitted by law, KGCOLE HOLDINGS and its divisions shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services. Our services are provided on an "as is" and "as available" basis without warranties of any kind, except as required by law.
Governing Law
These Terms of Service are governed by the laws of the Republic of South Africa. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the South African courts.
Changes to Terms
We may update these Terms of Service from time to time to reflect changes in our services or applicable law. Updated terms will be posted on this page, and your continued use of our services after such changes constitutes acceptance of the revised terms.